I am sure many of you have already heard about this, and probably even used it - but for everyone else I want to remind you of the Annual Credit Report program.

From their website:

“Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so. ”

Unlike many other online sources, it is completely free to use this particular website. They do offer different services that you can choose to pay for, but your actual credit reports are free.

Once you go through their verification pages you can view your report and print it out directly from the computer screen. Be careful though, it will be anywhere from 20-40 pages long!

I just got mine yesterday so I figured I would share with everyone my hassle-free experience!